Hospitality Risk

Restaurants

National Insurance Underwriters (NIU) has become one of the largest underwriters of Hospitality Insurance in the market place. NIU recognizes that restaurants, café, bakeries and local tavern proprietors have unique business requirements. We specialize in casual dining, fine dining, take out, family style, cafes, pizza / sub shops and delis. We offer a Comprehensive Package Program or Monoline Liability in 42 states.

Quick Service Restaurants

Our "A XII" rated market, competitive commissions and specially designed products provide all that is necessary for you to become the Quick Service and Franchise Restaurant insurance agent of choice.
We bring Independent Agents a unique and comprehensive package of products, services and support to assist in expanding your book of business. Some of our clients include are Wendy's, Popeye's, Long John Silvers, Five Guys Burgers and Fries and Hardee's.

Nightclubs and Bars

NIU offer coverage for Nightclubs, Taverns, Discotheques, Wine Bars, Sports Bars and Adult Entertainment Clubs, along with Live Music Venues and Concerts. Coverage Available: General Liability, Liquor Liability, HNOA, and A&B on most risk.

We also offer select programs for retail store, office exposure, lessor risk, and artisan contractors in certain states.